Home Loans
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.
When looking at different Home Loan Options, it's important to understand some of the key loan attributes:
Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.
We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.
Freddy is a highly experienced and excellent mortgage broker. He helped us secure a loan for our first home in WA and our experience with him was smooth and professionally conducted despite the challenging schedule and circumstances we faced. Since my husband and I worked full time and with hands full with two young boys, he has made all our coordinations suitable to our free time outside of work, which meant he had to meet us via online meetings in the evenings. For that we are very thankful for him. He also conducted a detailed review of the package that is suitable for us based on our budget, financial status and preferences. I certainly would engage him again for re-financing options or a possibility of buying another home at the same time highly recommend him to my friends and family. Thanks Freddy!!!
Rizza Gapultos
Freddy assisted me in securing both a home loan and an investment loan, which were crucial for achieving my financial investment objectives. His expertise and proficiency are exceptional, and he responds promptly to urgent matters. I intend to continue utilizing Freddy's services in the future and highly recommend him to anyone seeking a dependable financial broker.
Fajar Suhandi
My home loan was set up by Feddy. He can be trusted and will always work for your best interest. Ive referred him to several family and friends. He can be reached 24/7. Even on weekends. I would not hesitate to use him again!
RUSSEL SY SUAN
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Fidelis Capital Pty Ltd ABN: 56 602 597 599. Credit Representative #393113 is authorised under Australian Credit License #377294
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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